Buying a new home or refinancing your current mortgage does not have to be a stressful and overwhelming experience. The Mortgage Consultants at Carolina Mortgage Authority, Inc. are dedicated to providing our customers with better rates, fewer fees, and personal service. Let the experts guide you through the process and find the loan program that will best fit your short and long-term financial goals. Why would you go anywhere else?

You have already taken the first step in the mortgage process by visiting us online. Now give us a call at 1-800-362-1997, email us at  info@mortgageauthority.com

Should You Talk To A Mortgage Professional Before House Hunting?
Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you.

Once you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount.

Your real estate agent will help you decide on an appropriate offer, but being pre-qualified gives you the confidence to know you can follow through.

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