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Buying a new home or refinancing your current mortgage does not have to be a stressful and overwhelming experience. The Mortgage Consultants at Carolina Mortgage Authority, Inc. are dedicated to providing our customers with better rates, fewer fees, and personal service. Let the experts guide you through the process and find the loan program that will best fit your short and long-term financial goals. Why would you go anywhere else?

You have already taken the first step in the mortgage process by visiting us online. Now give us a call at 1-800-362-1997, email us at  info@mortgageauthority.com

Should You Talk To A Mortgage Professional Before House Hunting?
Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you.

Once you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount.

Your real estate agent will help you decide on an appropriate offer, but being pre-qualified gives you the confidence to know you can follow through.

 

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Mortgage News Daily


MORTGAGE RATES: Best Lock/Float Advice I Can Offer - 1 day ago
Posted To: Mortgage Rate WatchI think it's safe to say that, consistently for the last 30 to 45 days, at least one lender (regional, major, or independent) has offered below market "record low" mortgage rates. Investor demand is consistently healthy for agency MBS, such that their prices are hitting new record highs on a daily basis. No lender faces a shortage of funding, nothing seems to be able to distract mortgage rates from rallying! This situation has forced us to refocus our attention on the competitiveness of the primary mortgage market, instead of closely monitoring every move in the secondary mortgage market (MBS). Here's how I would play it.... The "best executed" lock/float strategy comes down to finding an originator who knows the loan market, studies underwriting guidelines, and...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.



Carolina Mortgage Authority, Inc. - 107 Edinburgh South - Cary, NC 27511
Office Phone: (919) 468-2870 Fax: (919) 468-2873


We lend in the following states: North Carolina



Equal Housing Lender Equal Housing Opportunity NAMB - National Association of Mortgage Brokers

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